Financing Disclaimer
Not a lender
YoAuto is not a lender, dealer, bank, credit broker, or loan servicer. We do not originate, underwrite, fund, or service loans. All loan products, approval decisions, interest rates, fees, and terms are determined solely by independent third-party lenders.
Referral compensation disclosure
We may receive compensation from our financing, insurance, warranty, and vehicle history partners when users click through, apply, or complete a purchase. This compensation does not change the price you pay or influence which partners we feature.
Estimated payment accuracy
Monthly payment estimates on this site assume standard amortization with assumed APR ranges and a representative down payment. Your actual rate, payment, and total finance cost will be determined by the lender based on your credit profile, income, vehicle details, and other factors.
Data privacy
We do not collect or store Social Security numbers, full credit applications, or banking credentials. When you apply for financing, you leave YoAuto and continue on the lender's own secure platform under their privacy policy.